Unlock the Value of Your Gold

Compare the lowest interest rates from India's top Banks & NBFCs. Get the highest loan per gram today.

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Today's Gold Rate (National)

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Why Choose Loan Against Gold?

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Lowest Interest Rates

Rates starting from just 7.50% p.a. Much lower than personal loans and credit cards.

Safe & Secure

Your gold is stored in secure bank vaults. Fully insured and returned in same condition.

What is Gold Loan?

A gold loan is a secured loan where you pledge your gold ornaments (18K to 24K) as collateral to a bank or NBFC in exchange for funds. It is one of the quickest ways to get cash for emergencies, business needs, or personal expenses.

  • No Income Proof Required
  • Bad Credit Score Accepted
  • Pay Only Interest Option

High Value LTV

Get up to 75% of your gold's market value as loan amount.

Top Gold Loan Rates (Feb 2026)

Compare offers from India's leading Banks and NBFCs

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Local Support: Cities We Serve

Mumbai

Compare 2000+ branches in Mumbai NCR.

Delhi NCR

Best rates across Delhi, Noida & Gurgaon.

Bangalore

Tech-enabled gold loan process in Bengaluru.

Kolkata

Compare gold loan rates in the City of Joy.

Chennai

Best gold loan offers across Chennai metro.

Hyderabad

Unlock value of your gold in the City of Pearls.

Ahmedabad

Transparent gold loan deals in Gujarat's hub.

Pune

Quick disbursal gold loans in the Oxford of East.

Surat

The smartest gold loan comparison for Surat.

Jaipur

Find royal gold loan deals in the Pink City.

Kochi

Seamless gold loan experience in Kerala.

Lucknow

Traditional trust meets modern gold loans.

Kanpur

Industrial strength gold loan comparisons.

Nagpur

Best gold rates in the Heart of India.

Visakhapatnam

Coastal gold loan trust at your fingertips.

Coimbatore

Trustworthy gold loan advice in the Manchester of South.

Patna

Transparent gold loan deals in Bihar's capital.

Get Best Gold Loan Offers

Fill the form below and let our experts find the best deal for you.

Note: By submitting this form, you agree to be contacted by our verified partner banks and NBFCs. They will call you with personalized gold loan offers based on your requirements.

Expert Insights: Maximizing Your Gold Loan Value

Loan to Value (LTV)

In gold loans, understanding the Loan-to-Value (LTV) ratio is crucial. Lenders typically offer up to 75% of your gold's market value. Monitoring daily gold prices can help you secure a higher loan amount when rates are favorable.

Repayment Flexibility

Choose between Bullet Repayment (interest at end) or Monthly EMIs. Expert tip: If you have short-term liquidity, Bullet Repayment can save on immediate cash flow pressure.